The Importance of Pre-Qualification

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Even if you have not researched houses to view yet, it's advantageous to contact your mortgage loan professional first. Why? If you don't yet know how much home you need to qualify for, how could we help?

Pre-Qualify

When we pre-qualify you, we help you decide how much of a monthly payment you can afford, and the loan amount you will qualify for. The process outlines your finances - your debts, income, employment, and down payment money, among other things. It's quick and basic; We take pride in keeping the paperwork light.

At the point you are determined to be eligible, we will prove our confidence in your potential to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also known as a "pre-qual").

Power in the Pre-Qual

Several beneifits open to you once you've found your dream house, and have pre-qualification power. First of all, you have some definite numbers in mind, as the amount you will be able to borrow. Of greater importance to the current home owner, your pre-qualification is like your having entered their front door with a bag full of cash to purchase their home! They won't have to wonder if that they are wasting their time if you don't be able to qualify for a big enough mortgage loan. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount will not cause them concern. You can have the influence of a buyer ready to make the purchase right now!

We will help you with your pre-qualification

We can help you see how much of a mortgage you can afford, and the amount of money you may be able to borrow, by taking you through pre-qualifying. During the process, we look at your ability to borrow - looking at your employment, money available for down payment, debts, income, and other areas. It is a short, thorough process with minimal risks for papercuts.

One on one

It's important for you to sit down and talk with us, even though you are welcome to also try the helpful mortgage calculator tools on our site. For one thing, you will need a Pre-Qualification Letter! Next, we can study your mortgage loan choices and be sure you have chosen the right one. Let us help you get started: Call us at 4402349660.

Have questions about pre-qualifying? Call us at 4402349660. We answer pre-qualification questions every day.